Payment Security

PA DSS

At masaya, we help organizations comply with PA DSS, The Payment Application Data Security Standard is a set of security requirements developed by the payment card industry to ensure that payment applications are secure and compliant with industry regulations. The standard includes 10 requirements that cover areas such as secure installation, data encryption, and incident response. Adherence to the standard helps organizations ensure that their payment processing activities are conducted securely and in compliance with industry regulations.

As part of our PA DSS Compliance offering, we offer the following services:

Helping you identify the specific PA DSS requirements that apply to you: All payment applications work differently, with each designed for a different credit card environment and processing method. In addition to these, there are different platforms, programming languages, integration methods, and payment gateway channels. Identifying which PA DSS requirements are most relevant to you and making sure each component of your app is secure are complex tasks. Our experience with securing payment applications makes us uniquely qualified to help you meet your PA DSS compliance requirements.

Gap Analysis: Our Gap Analysis service is designed to compare your application’s current security setup with relevant PA DSS requirements and help you identify gaps. We go beyond meeting the basic minimum compliance requirements to make sure that the changes we suggest for compliance can be implemented smoothly in your specific environment, and that your application is truly secure.

Charting out a plan to close all the gaps: masaya can help both your application development team and your stakeholders to prioritize PA DSS compliance efforts and implement the changes necessary to close all security gaps. We help you draft a comprehensive plan to achieve compliance.

Secure Code Review: Our security experts review the application’s source code to identify the parts that relate to PA DSS controls, and scan these for bugs. We do some basic threat modeling before the code review to identify coding errors that may have caused security holes in the application.

Application Security Assessment: Our Application Security Assessment service is designed to look for security risks and threats based on the OWASP (Open Web Application Security Project) guidelines and the OSSTMM standard.

Attestation by a PA DSS Qualified Security Assessor: The final stage of the PA DSS Compliance service involves a Qualified Security Assessor (QSA) validating your compliance with the standard’s requirements. We partner with QSAs to attest to and maintain your compliance with PA DSS.

PCI DSS

If you are a merchant that accepts, processes, transmits or stores credit card payments from customers, you’re required to comply with the Payment Card Industry Data Security Standard (PCI DSS). PCI DSS compliance ensures merchants secure cardholder data from potential data breaches. It is not one-off compliance, but an ongoing process of ensuring a merchant has the necessary structures in place to protect customer data.

At masaya, we help organizations comply with PCI DSS, The Payment Card Industry Data Security Standard is a standard developed by the payment card industry to help organizations protect cardholder data from fraud and theft. The standard consists of 12 requirements that address areas such as secure network configuration, access control, encryption, and vulnerability management. Adherence to the standard helps organizations ensure that their payment card processing activities are conducted securely and in compliance with industry regulations.

PCI DSS is composed of 12 requirements that provide guidance on how organizations should protect cardholder data. The requirements address areas such as secure network configuration, access control, encryption, and vulnerability management. Adherence to the standard helps organizations ensure that their payment card processing activities are conducted securely and in compliance with industry regulations. Additionally, PCI DSS can help organizations identify and reduce vulnerabilities and risks, as well as detect and respond to security incidents. Finally, the standard includes audit procedures and reporting requirements that can help organizations demonstrate compliance.

PCI DSS also requires organizations to conduct periodic security assessments and reviews to ensure that the controls implemented are effective. Additionally, the standard requires organizations to create incident response plans that outline how to respond to security incidents or breaches. It also includes specific requirements for vendors and service providers, such as requiring them to have written agreements with organizations that describe the security measures they will be required to implement. Finally, PCI DSS includes monitoring and reporting requirements that organizations must follow to ensure compliance.